Tuesday, November 30, 2010

Longhorns defeated by the Aggies

Updated: Thursday, 25 Nov 2010, 11:17 PM CST
Published : Thursday, 25 Nov 2010, 11:17 PM CST

AUSTIN (AP) - Cyrus Gray rushed for 223 yards and had two long touchdown runs to help No. 17 Texas A&M beat Texas 24-17 on Thursday night, sending the Longhorns to their first losing season since 1997.

Gray had touchdown runs of 84 yards in the second quarter and 48 yards in the third. Von Miller intercepted a tipped pass at the Texas A&M 11 with 2:37 left to kill what looked like a drive for the tying touchdown.

Jeff Fuller also caught a touchdown pass and Randy Bullock kicked a 50-yard field goal for the Aggies (9-3, 6-2 Big 12).

Texas' fifth home loss of the season means the Longhorns (5-7) won't be eligible for a bowl just one season after playing for the national championship.

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ASUS Eee PC Seashell 1005PE-MU27-BK 10.1-Inch Netbook with Kindle for PC (Black)

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Find Lucrative Home Business Ideas

These days it seems to be difficult, companies throw a stone into the air, with no down and land on the basis of someone at home who has a choice to get started. With the wide variety of types of home based business – from network marketing, sale of craft products and services or to offer a distributor – which seems in search of lucrative home business ideas would be easy.

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Monday, November 29, 2010

Airport security checkpoint nightmare

Updated: Wednesday, 24 Nov 2010, 9:02 PM CST
Published : Wednesday, 24 Nov 2010, 9:02 PM CST

KXAN (AUSTIN) - As travelers wait in long lines at security checkpoints this holiday week, one air traveler feels violated for getting singled out for the TSA 's "enhanced" patdown procedure.

“I felt like a criminal. I felt like I was doing something wrong and all I was doing was walking through airport security,” said Alyssa.

Alyssa was flying back to her home in Austin from Los Angeles International Airport on Tuesday.

“I went through the body scan first," she said. "And after I went through the body scan, a bunch of officers came over, took my bags and basically put me in a private room and I had no idea what was going on.”

Alyssa is diabetic and wears a small wireless insulin pump, which was noticed in the body scan.

“I had a sweat suit on and had to lift parts of my sweat suit up and parts of my sweat suit down for them to check,” she said. “They basically patted me down in my private parts from head to toe."

“I was so upset. I tried to remain as calm as I could through this process. I was treated like a criminal and I was afraid anything I would have said or done maybe would not have allowed me to get back to Austin.”

She continued, "And after I was finally cleared to go to the gate, I just started crying. In my whole life I’ve never felt like such a victim before.”

Alyssa's young daughter has a similar insulin pump, but was not traveling with her mom Tuesday.

“And the first thing I thought about, is, had my daughter been here and had to experience this, I don’t know what I would have done,” Alyssa said.

Austin Bergstrom-International Airport in Austin does not have the full body scanners and patdowns are a last resort.

"The enhanced patdown is not an immediate next step at this airport," said ABIA spokeman Jim Halbrook.

Only a handful of air travelers have gone through the enhanced patdowns at ABIA since the TSA started the procedure on October 29th. And those patdowns are mainly for those who have medical devices.

"Hip replacements and stuff like that, some of those passengers have had to have that," said Halbrook.

Alyssa feels she was singled out at the Los Angeles airport because of her insulin pump. But, she won't let it stop her from flying in the future.

“I just feel my rights were violated and it’s pretty scary,” she said. “I think in the back of my head it will always be a concern. I will not let this stop me from living my life.”

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Austin Korean community shares concerns

Updated: Wednesday, 24 Nov 2010, 10:13 PM CST
Published : Wednesday, 24 Nov 2010, 10:13 PM CST

AUSTIN (KXAN) - The United States is sending an aircraft carrier to the waters off of South Korea, a move aimed to prevent further conflict between North and South Korea.

The aircraft carrier USS George Washington left Japan today for joint exercises with South Korea. Tensions in that region remain high after the North shelled a South Korean island yesterday - killing two marines and two civilians.

Dozens of houses and military facilities were destroyed or damaged and shaken civilians continue to evacuate to the mainland.

UT graduate student Jinwoo Lee is studying sociology at Texas and keeping a close eye on what is happening in his homeland.

"We don't want to have a war there - we like to solve the situation with a peaceful manner," said Lee, whose family was deeply affected by the Korean War.

"Grandfather and grandmother both were killed by North Korea," said Lee. "My Dad become an orphan since then and was raised by the relatives."

Lee is keeping in contact with his parents, who still live in South Korea.

"They seem to be very worried with the same reason that I had - that the land of Korea had been attacked - that had not happened in so long," said Lee.

The United States has more than 28,000 troops deployed in South Korea along with 50 U.S. Navy vessels.

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K-9 Liquid Health Ear Solutions (Ear Cleaner) by Liquid Health Inc. – 12oz.

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Jury convicts former GOP leader

Updated: Wednesday, 24 Nov 2010, 6:42 PM CST
Published : Wednesday, 24 Nov 2010, 6:39 PM CST

AUSTIN (KXAN) - Once one of the most powerful and feared Republicans in Congress, ex-House Majority Leader Tom DeLay could be headed to prison. He was convicted today on charges he illegally funneled corporate money to Texas GOP candidates in 2002.

DeLay has had a cloud hanging over him for almost a decade. Accusations led to his downfall as House Majority Leader and his eventual resignation from the House of Representatives in 2006.

In the courtroom, DeLay's expression did not change when the verdict was read, just before 5 p.m. on Wednesday. Afterwards, he turned and hugged his wife and the left the courtroom to briefly speak to media and then he left courthouse, still free on bond from an earlier phase of the trial.

The two guilty verdicts -- one on money laundering and one on conspiracy to commit money laundering --? stem from 2002 when DeLay took $190,000 from corporations and sent it on to the Republican National Committee, which then made $190,000 in contributions to Texas statehouse candidates.

It's illegal under Texas state law to make contributions to statehouse candidates with corporate money.

DeLay maintained that what he did was not against the law and is, in fact, a common practice among politicians. DeLay's efforts are credited with creating a more Republican friendly redistricting map in Texas.

"This is an abuse of power, a miscarriage of justice, and I still maintain that I am innocent," DeLay said before he departed the Travis County courthouse. "The criminalization of politics undermines our entire system."

"It's the outcome we expected. we thought the citizens of Travis County would see this for what it was, a corrupt politician that caught violating the laws of the state," said District Attorney Rosemary Lehmberg.

DeLay was able to leave the courthouse on a previous bond for this case. He will be back in court on Dec. 20, when the sentencing part of this trial will take place. For both charges, DeLay faces minimum probation and a maximum sentence of 99 years in jail.

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Weight Loss For Women And Hcg

Even though the obesity rates in women have leveled off in the last ten years, at about 60%, overweight and obese women face increased health risks that are critical to address, and focusing on significant weight loss is the best way to quickly reduce risk. Weight loss is particularly important for women who tend to carry extra weight on their belly, in the typical “apple shape,” because those are the women at the highest level of risk because of the way their bodies store fat encourage a disproportionate release of hormones that contribute to bad health.

Women who are overweight are at an increased risk of high blood pressure, stroke, diabetes, and cancer. Recent studies have determined that the excess fat stored on a woman’s body also triggers hormonal imbalances that can lead to infertility, polycystic ovarian syndrome, irregular menstrual cycles, migraines, and exacerbated PMS and PMDD. Using hCG is a very effective treatment for weight loss in women when standard protocols, including a very low calorie diet and regular stretching exercise of 15 minutes per day or less, are combined with the injections.

Weight loss is the number one way to reduce the risk of cancer, high blood pressure, high cholesterol, and diabetes and hCG weight loss is a safe and fast way to regain control of your health. Often, patients who lose weight are able to stop taking high blood pressure and diabetes medicines and can reduce blood pressure to a health level. As well, hCG protects your lean muscle mass while encouraging your body to release fat stores, making it possible to actually increase lean muscle through weight lifting and aerobic exercise after losing fat, resulting in a significant and rapid transformation of the body. As lean muscle mass increases, the resting metabolic rate also improves, making it possible for your body to burn more calories while at rest.

Because the hCG injections control your body’s response to the lower calories, you do not feel as hungry or weak when significantly reducing your intake of food. And because of the release of such a significant amount of stored fat, your body typically adjusts very quickly to less calories because there are so many released stores of calories your body has available. When you have finished the protocol, your hypothalamus is able to reset and will continue to promote less fat storage, making it possible for you to maintain your weight loss with a healthy diet and regular exercise.

Women who are overweight and want to lose weight as quickly as possible without enduring the risks associated with invasive surgeries should consider hCG weight loss as an alternative. The injections are done with a fine needle and cause virtually no pain, and the results can achieve with hCG weight loss are significant and dramatic. Most women report losses of at least up to one pound per day without feeling tired or hungry, and as the weight loss continues, it becomes easier and easier to stretch more, eat less, and make significant changes to your lifestyle that promote continued health.

Shape Shifters Weight Loss is a dedicated weight loss company specializing in medically supported treatments to assist the seriously overweight to take control of their health through achieving significant fat loss. The company’s professional weight loss consultants work with obese clients to help them shed weight for life with the use of Human Chorionic Gonadotropin (hCG), a natural, water-based hormone that acts like a fat liquefier while helping to control appetite and increase metabolism. Shape Shifters Weight Loss helps their clients to safely and rapidly reduce fat, losing up to 40 pounds in 40 days and then works with them to develop healthy habits and make lifestyle changes that will keep the pounds off. Through weight loss, Shape Shifter clients are often able to eliminate reliance on medications, reduce cholesterol levels, and lower blood pressure while reducing the need for invasive surgical procedures.


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Car burglaries up at area malls

Updated: Tuesday, 23 Nov 2010, 10:42 PM CST
Published : Tuesday, 23 Nov 2010, 10:42 PM CST

KXAN (AUSTIN) - Car burglaries are up at the three main traditional malls in Austin compared to the same time last year.

Those three malls include Lakeline, Highland and Barton Creek Malls.

According to the crime database on the APD crime statistics website , the highest increase in car burglaries is at Barton Creek Square Mall where there have been around 20 since October 1st compared to the same time period last year where there were just five.

Lakeline Mall has had 14 car burglaries since October 1st, compared to about 5 the same time period last year.

Highland Mall has had 13 so far this year, compared to 11 the same time last year.

"I go to Barton Creek Mall the most," said Tracy Bennett. "It's pretty surprising that it's the worst."

While car burglaries are up, overall thefts are down at all three malls compared to the same seven week time period.

Barton Creek Mall dropped from 56 to 34.

Lakeline Mall dropped from 26 to 23.

Highland Mall dropped from 34 to 17.

KXAN also checked the data for the entire year.

Barton Creek had nearly double the number of overall thefts compared to the other two malls, 298, between November 23rd 2009 and November 23rd 2010.

Lakeline Mall had about 157 and Highland Mall had about 134.

"It's not like I don't feel safe at Barton Creek or anything," said Bryan Barksdal. "But I may be a little more observant now that I know this."

"I think I would definitely be more observant about it," said Bennett.? "But I don't think it's really anything to be alarmed about."

Black Friday shopping begins early this Friday.

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Hays County protects vital spring

AUSTIN (KXAN) - The Hays County Commissioners court Tuesday finalized the purchase of 50 acres of environmentally sensitive land around the historic Jacob's Well site near Wimberley. The acreage more than doubles the buffer zone that cannot be developed near the huge spring and the sparklingly clear water it pumps to the surface.

At one point, the land was slated for a residential development that would have placed 65 condominiums and a hotel within 700 feet of the well. A four-year legal battle over that development ended with a settlement stopping the project and awarding the developers $1.7 million. Half of the money came from Hays County, while the remaining $850,000 was loaned to the county for the purchase by the Nature Conservancy, a non-profit organization that helps preserve environmentally important land. The county will repay the loan over a three-year period, with money raised through grants and donations arranged by the Wimberley Valley Watershed Association, a local group established eight years ago to protect area water supplies.

David Baker is the executive director of the Association and its Jacob's Well Natural Area. He first saw the spring in 1988 when he was looking to rent a home and art studio near Wimberley.

"The person who was helping me look for a home pulled up and said, 'David, I've got your place: Two little stone houses at Jacob's Well,'" said Baker. "And I came down the steps and the hair on my arms rose up and I looked down and saw the spring and I said, 'I'll take it!"

Jacob's Well is actually a water-filled cave that drops a mile deep into the Edward's Aquifer. It is what is called, a "perpetual artesian spring" that pumps thousands of gallons a minute to the surface. The water is clean enough to drink and clear enough to see more than thirty feet below the surface. It is not, however, invulnerable.

"The biggest threat is overpumping of the aquifer," said Baker. "Hays County is one of the fastest growing counties in the nation. Population growth, people moving to the Hill Country and pumping ground water is causing the aquifer levels to diminish, therefore causing the spring to stop flowing. The well, through pumping of the aquifer and through drought, has stopped three times in recorded history. In the summer of 2000, it stopped for the first time. In 2008, it stopped briefly and the drought of 2009 stopped the spring for almost two months."

The quantity of water coming out of the cave is just one concern. The quality is also at risk.

"As you develop a watershed and there's more impervious cover," Baker said, "the pollutants that come off of that impervious cover can cause pollution, things like fertilizers and pesticides and things that go on lawns and golf courses; those can wash into the aquifer very easily and pollute it, as well as sedimentation from disturbance of the land."

Adding another 50 acres to the existing 46 acre preserve will help on both fronts and no one is happier about that than Steve Klepfer, the former mayor of Wimberley, a small town that thrives on its artist and tourist economy. Klepfer is now helping with a $4 million drive to improve Blue Hole Park, crowned by a natural swimming hole on Cypress Creek, just three-and-a-half miles downstream from Jacob's Well. It is the spring water that creates the creek and its iconic swimming hole, lined with giant cypress trees. The surrounding 126 acre park was purchased by the Village of Wimberley in 2003.

"If there's no Jacob's Well, there's no Blue Hole," said Klepfer. "We're sure that the biggest threat to this park in the long term is not having water coming out of that well. Sixteen thousand people came this last summer to swim in this hole. And we're expecting the park to grow, with the new facilities that will be in by this time next year, up to 100,000 people will use it."

Meanwhile, back at the well, Baker is cautiously optimistic.

"It's a beginning," he said. "It's ultimately not enough to protect the spring, but we think that by sharing this site with the community, opening it up for people to learn about the aquifer, to experience the beauty of this place, and for us to continue our research and restoration, it becomes a place that the community can rally around for a larger conservation effort that would protect the watershed and the aquifer recharge areas that feed Jacob's Well."

Why, though, would authorities not just close the well off to the public, as it was when it was still in private hands? The answer to that question, at least in Baker's mind, has to do with human psychology.

"We need to share this special place with the community, if we're ultimately going to protect it," he argued. "By sharing it through managed access, through our educational programs, I think people will build a sense of pride that this is a part of our community that they now own; they have a vested interest in."

Already, the Jacob's Well Natural Area is providing that kind of outreach.

"There is managed access," Baker

said. "We have tours every Saturday morning at 10:00 AM. We want to share this, and the county and the Nature Conservancy as partners, I think will bring the institutional support to manage this in the long term."

As things develop, though, that managed access will grow more strict.

"There will be limits," Baker said, "much like there is at Hamilton's Pool or Westcave; we will have a capacity limit on how many people can access at one time. At the same time, we do feel like it's important for people to experience it and share it. Ultimately, that's the only thing that's going to protect it, is the people and their choice to be good stewards of the land and the water."

Baker expects the new rules to be in effect before the end of next year. Until then, he is relying on people to take ownership in the site.

"Come and visit it to appreciate it," he said. "Take a cool dip in the spring, but leave it better than they found it. We want people, if they come here, not to bring alcohol or their pets or glass bottles and coolers, to come and visit it, to appreciate it, take a cool dip in the spring, but leave it better than they found it and make it a place that everyone respects and takes care of. There's something magical about this place and about the millions of gallons of water that come out of here every day. What a miracle that is and how amazing it is that the Earth can just well up like this and give us water that's clean, that we can still drink."

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Sunday, November 28, 2010

Shopping for Health Insurance When You Are Self-Employed

The group health insurance rates at my day job increased 33% this year, after rising just over 30% last year. I have a family of three, and the new health insurance rates are now 11% of my salary, which in my opinion, is too high (while I won’t disclose my actual salary, I will state that I earn a fair amount). The new health insurance rates made me think about getting individual health insurance for my family.

Group vs. individual health insurance? Before we go further, it is important to understand the difference between individual health insurance and group health insurance. Basically, group health insurance plans guarantee all members of the group coverage, regardless of their health risk. Because coverage is guaranteed with group plans, they can be more expensive for relatively healthy individuals than an individual plan, which is priced based on your specific health history. In my case, my family and I are healthy, so it is a good idea to investigate individual health insurance options.
Determine your health insurance needs to find the best plan

When comparing health insurance plans, it’s important to make sure you are not only comparing apples to apples, but also getting the best plan for your needs. Make sure you get the best health insurance plan for your needs, whether that is an HMO plan, PPO plan, high deductible health insurance plan with a health savings account, hybrid, or other. [More on health insurance options].
Finding and purchasing health insurance while self-employed

One of the biggest concerns among the self employed individuals is health insurance costs, which can be expensive. Some self-employed individuals may be eligible for a group health insurance plan if they meet certain criteria, or they may be eligible for other health benefits, such as COBRA benefits. For example, if you are leaving a traditional job to become self-employed, you may be eligible for COBRA. If you are not leaving a job that offers health insurance, then ignore the tip regarding COBRA coverage.

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higher capital requirements for banks – Less Small Business Lending

New rules to strengthen banks' capital requirements for banks is good for the economy in the long run, due to a strong economy can not function without a healthy banking system. But as useful as this sector is essential for the long term, it will place even more pressure on small businesses. The rules of going to gradually fade, but I know that it is virtually certain to make some banks are starting to limit the supply of riskier loansThe debtors, and one of the more risky for banks in small businesses. Thus lack of credit (read lack of funds for growth, recruitment, etc.) will continue to hamper small businesses in the future.

The new rules mandate that by the year 2013, the bank announced a strong Tier 1 capital for capital increase of 4 to 4.5% of assets. This would be an emergency reserve of 2.5%. So by 2013 – three years – much smaller banks, which canbehind this figure is now likely that a restriction of credit are a thing as build their Tier 1 capital. Many banks, including most of the large, already meet these requirements. But the small community banks can no longer, and that's where the most loans to small businesses is.

A second consequence of these new regulations is that they are going to have a negative impact on bank profits, which in turn loans become more expensive.Funding is the main income-generating activities in a bank. How much a bank can be assigned to their capital. taken, for example, if a bank could awarded $ 5 for every $ 1 of capital, every dollar loan from the pool is $ 5, not the income (and profits) of production activities are located. So, the options are for a bank or limit lending, because they will not suffer sufficient capital, in this case, their profits, or rather what they borrow to maintain their profits free of charge. OThis is too mean less money available for benefits or more expensive, if available.

Because of the recession, the dynamics of normal loan are the most worked against many small businesses. And the profits, sales, and banks usually do not lend to companies with sales falling and profits. But this is always the scenario that will be on the watch, even if the contractor has done a brilliant jobmaintain the current activity. So even apart from the new banking regulations, the economy has already made it difficult for small businesses to find funding, and the addition of this new level of banking rules that complicate

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Round Rock names city manager finalist

Updated: Tuesday, 23 Nov 2010, 9:07 PM CST
Published : Tuesday, 23 Nov 2010, 9:07 PM CST

ROUND ROCK, Texas (KXAN) - After a five-month search, the Round Rock City Council picked Steve Norwood of Prescott, Arizona as its next City Manager.

Norwood is set to replace Jim Nuse. In June, Nuse announced his plans to retire.

The council is set to vote on Norwood's contract in its December 2 meeting.

Norwood has been the city manager in Prescott since 2003. Before that he was City Manager in several Texas cities. He holds degrees from UT Arlington and Sam Houston State University.

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Proposed Rate Hikes to Health Care Reform

Health insurers across the country are planning to raise premiums for some of their customers in the coming weeks, the Wall Street Journal reports, and they are in part blaming President Obama’s health care reform package for the rate hikes.

On the surface, at least, the news boosts Republicans’ arguments against the Democrats’ reforms ahead of this year’s midterm elections. But the White House and other supporters of the reform package say they are skeptical of the health insurance companies’ rationale.

Aetna Inc., some BlueCross BlueShield plans and other smaller carriers have asked regulators to approve premium increases of between one percent and nine percent to pay for the bill’s early benefits, the Journal reports. The rate increases would largely apply to individual plans (9 percent of Americans have individual plans) and those offered for small businesses (about 20 percent of Americans get coverage from small employers).

The early benefits cited by insurers for the rate increase include allowing children up to 26 years old to stay on their parents’ health care plans, eliminating co-payments for preventive care and prohibiting insurers from denying coverage to children with pre-existing conditions. These benefits apply to all plans, not just individual and small business policies.

The insurers are also reportedly asking for further rate increases they are not tying to the health care overhaul that they say are needed to cover rising medical costs. Some customers could see their premiums increase by more than 20 percent.

Nancy-Ann DeParle, the director of the White House Office of Health Reform, told the Journal that insurers were using the new health reforms as an excuse to raise rates.

“I would have real deep concerns that the kinds of rate increases that you’re quoting… are justified,” she said. “We believe consumers will see through this.”

Health Care for America Now, a coalition group in support of the health care overhaul, slammed the insurance industry and pointed to insurers’ history as evidence that its latest claims were misleading. For instance, WellPoint’s Anthem subsidiary had to reduce its proposed rate hike in California earlier this year after it tried to justify increases as high as 39 percent with erroneous numbers.

“The health insurance industry is doing the same thing it has always done, raising premiums to achieve excessive profits and outrageous salaries for their CEOs,” HCAN executive director Ethan Rome said in a statement.

The complaints haven’t stopped Republicans from jumping on the opportunity to criticize the Democrats’ policies. Senate Republicans are highlighting the Journal’s report while pointing to past comments from Mr. Obama and other Democrats, who promised that premiums would not increase as a result of the reforms.

In Kentucky, Republican Senate candidate Rand Paul slammed health care reforms in his first general election ad.

The health care overhaul has proven to be a harder sell to the American people than Democrats anticipated, prompting at least a handful of Democrats up for re-election to campaign on their vote against the reforms. Moderate Democrat Stephanie Herseth Sandlin (S.D.), for instance, says in an ad that she voted against the bill because “it wasn’t right for South Dakota.”

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Saturday, November 27, 2010

Jury sentences Martha Hernandez

Updated: Monday, 22 Nov 2010, 10:47 PM CST
Published : Monday, 22 Nov 2010, 9:30 PM CST

Austin(KXAN) - A jury sentenced Martha Hernandez for the murder of Christy Espinosa, 21, after a Mardi Gras party on 6th Street. Hernandez received 60 years for murder and 20 years for "tampering with evidence." The sentences, which will run concurrently, came Monday night after a little more than two hours of deliberations

Espinosa's father said the sentence was satisfying.

"They could have been swayed, but they saw right through it," said Tony Espinosa when thanking the jury.

The sentencing phase began with several witnesses, including Espinosa's mother and father, making testimony that could effect the jury's decision on punishment.

"They say life is not fair, but this goes beyond that," said Tony Espinosa, Christy's father, told the jury. "Things like this should not happen and when they do happen there needs to be serious consequences."

Diana Espinosa become emotional on the stand when speaking in front of jurors about her daughter.

"When you have a child, it is the best day of your life," she said. "When you lose a child, it is unbearable."

The key testimony in the week-long trial came Friday afternoon from Hernandez’s sister-in-law, Rebecca Hernandez, who told jurors Hernandez admitted to suffocating Espinosa and burning her body in an attempt to fake her own death.

“She wanted police to think she was dead so they would leave her alone, since she had warrants,” said Rebecca Hernandez, speaking about her sister-in-law's criminal history.

Rebecca Hernandez said the confession came at a hotel room in Mexico when she and Kenneth Hernandez - Martha Hernandez's husband and Rebecca Hernandez’s brother - went to pick up Martha Hernandez after the murder.

Kenneth Hernandez is expected to stand trial for the same charges on Dec. 3.

In interrogation tapes played for the jury last week, Martha Hernandez told detectives her husband killed Espinosa after giving her Xanax at a Sixth Street bar on the night of the 2009 Mardi Gras celebration.

During the interrogation, Hernandez changed her story multiple times. Initially, she said she did now know Espinosa and then said the girl passed out in her car and would not wake. Eventually, Hernandez blamed her husband for the murder and the burning of the body.

Defense attorneys tried to convince the jury that Kenneth Hernandez controlled her actions during that time and that the testimony from Rebecca Hernandez could be an effort to save her brother.

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The steps for starting a Small Business – 3 tips to start your business the smart way

Steps to start a small business to follow the time that the first step in the right one!

And your start-up is small now, but your vision for the future is enormous, is not it?

I know that the prospect of starting their own business may seem overwhelming, intimidating or even scary. Where to start? And how can you be sure you make the right decisions?

You need a plan, not a Cosmeticbusiness plan model that ticks all the right boxes.

I mean a real plan.

So instead of wishful thinking, one that will bring you a small business can get the best chance of success …

Be sure to be a profitable niche market - it is important here to use a little common sense. Giving people what they want, not what they think you want.

Look at the area of starting your company in a market where italready many potential buyers. Not groped a market where you create does not exist.

If there is a lot of competition in the niche, then this is a good sign.

Know your products or services and clients from the inside out -. The more you know that your product or service, the easier it is to sell with enthusiasm and confidence.

What makes you better and unique?

Because if your customers from you?

Who are your customers andwhat they really want?

The answers to these questions are incredible insight and direction, and the procedure for a small business is suddenly more focused and defined.

Do not let your pride get in the way of your bank account

All lists, we feel confused and overwhelmed us, when you start something new, so do not be afraid to help look we were before. Get some specific advice for businesses.

ITracey think Brian said it best "… To be successful, we absolutely, positively related to the objectives to reach people who have already paid for our order to get the money, the things we need to learn."

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Community gardens sprouting up in yards

Updated: Tuesday, 23 Nov 2010, 5:33 AM CST
Published : Tuesday, 23 Nov 2010, 5:15 AM CST

If mowing the lawn is too much of a hassle a new organization is encouraging residents to grow community gardens.

"We have an enormous front yard and we didn't know what we wanted to do with it," said Joshua Merritt, homeowner.

Merritt thought about landscaping - but when he heard about Urban Patchwork Neighborhood Farms he changed his mind.

"We use yards where people don't want to garden on their own, or don't want to mow anymore or pay someone to mow," said Paige Hill, Executive Director Urban Patchwork Neighborhood Farms. "We come in and turn that into growing space for food."

Paige Hill otherwise known as Farmer Paige started the organization and turned her backyard in the Skyview neighborhood in Central Austin into a large garden.

There's also chickens for fresh eggs. But the idea for creating these gardens is to bring neighbors together.

The landowner gets a portion of the harvest as well as volunteers who help tend the garden.

"We set up a farm stand in the neighborhood so anyone can come along and volunteer for their veggies or buy their veggies," said Hill.

"A lot of these neighborhoods in Austin are becoming more in the true sense of the word," said Merritt. "More and more young families are looking at this as a place to raise their children."

And that's led to a new push to get neighbors to grow more than just vegetables but grow a sense of community.

"How much more local of eating can you do than something that came from your house, your yard, or from someone in your neighborhood that's the beauty of it," said Merritt.

Right now there are 10 Urban Patchwork farms in six neighborhoods within the city of Austin.

If you think you would like to use a portion of your yard to grow a community garden you can learn more about the program here .

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Understanding the Differences Between Traditional Dental Insurance and Discount Dental Plans

Most people know that maintaining their oral health is essential to a healthy lifestyle. They want to make the commitment to improve their oral health, but have a hard time choosing between traditional dental insurance and a dental discount plan. It is therefore important that you understand how the differences between dental insurance and dental discount plans can affect you.

Dental insurance policies can be typically characterized by monthly premiums, deductibles and annual maximums. As an alternative, dental discount plans are designed to be as accessible as possible; they do not share any of the characteristics of dental insurance.

The monthly premiums for typical dental insurance policies may be as much as a month for individuals and in excess of 0 per month for family plans. As an alternative, discount dental plans are far less costly. Dental discount plans cost under per month for individuals, under per month for couples and under per month for families. Plus, if you check around, you can find a plan that includes free vision care discounts as well.

Usually, people using dental insurance must meet their deductible before their dental insurance starts to cover their dental care; when making comparisons it’s therefore important to consider the cost of the deductible as one of the overall costs associated with dental insurance. It is difficult to put a specific cost on the deductible because it depends on the dental insurance policy you own. Having said that, annual deductibles usually vary from to 0 per covered individual.

Dental discount plans do not have deductibles. Instead, dental discount plan members pay a membership fee that qualifies them to pay discounted rates at participating dentists at the time services are rendered.

Most dental insurance plans cap the amount of reimbursement to an annual maximum that is typically ,000 to ,500 per year. The insured person is then responsible for 100% of all costs over and above the annual maximum. Dental discount plans do not have annual maximums. Plan members are able to use their discount dental cards as often and as much as they want to. There is absolutely no limit to the amount of money cardholders can save by using a dental discount plan.

People with dental insurance policies are always moaning about the time-consuming red tape they are forced to deal with, including the need to provide written claims, exclusions on pre-existing conditions and the excessive waiting periods for major procedures. As an alternative, easy to use dental discount plans are designed to save members time as well as money!

Nearly all dental insurance policies require policyholders to go through a tedious and very time consuming written claims process, every time they have a claim! There is no such tedious paperwork and hassles for dental discount cardholders; discount dental plan members simply present their membership card to a participating provider at the time of service to receive their discounts.

Dental insurance plans will often impose a long waiting period or even refuse to cover certain procedures. If you are considering dental insurance you need to be aware that many dental insurance policies have exclusions on pre-existing conditions and may require up to as much as an 18 month waiting period before giving you the go ahead for any major dental treatment. As an alternative, dental discount plans are free of such limitations and become active immediately, allowing plan members to join and start saving on their dental care straight away.

Many dental discount plans offer significant savings on dental specialties, such as orthodontics and teeth whitening, while most dental insurance policies rarely cover such procedures.

Because of the escalating cost of dental insurance, dental insurance has become inaccessible to a large number of individuals and families. Cost effective dental discount plans are accessible to individuals, families and businesses as an alternative to unaffordable traditional dental insurance.

Dental discount plans are also an easy and flexible way for businesses to save time and money on valuable dental care for their employees.

Despite the differences between traditional dental insurance and dental discount plans, they can even be used together in certain situations to maximize savings.

To summarize, dental discount plans are an affordable and easy to use alternative to traditional dental insurance and offer plan members substantial savings on most dental procedures.

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Weight Loss Diet Learn To Control Hunger

The concept of a diet is simple enough, but the follow through is what tortures most people. What\’s the hardest part about dieting? Hunger ! Intense hunger and cravings causes many people to cave in when they see a plate of cookies tormenting them while they are on their diet.

Two of the main reasons that we find it hard to lose weight is because of the fat that is absorbed in our body and because we get hungry. If we eat a good meal then everything we eat instantly turns to fat. If we eat only small portions or “rabbit food” then we get hungry and\’need to eat more. It\’s a vicious circle that many dieters face everyday.

Dieting is much easier once you learn to control hunger throughout the day. Over the past decade, a variety of products have come to market to control hunger. One popular way many dieters are suppressing their appetites is by drinking protein shakes as replacement meals. The more protein you take in, the more fat your body will burn.

The question to ask today is, do any safe appetite suppressants exist? About 10 years ago there was a national epidemic of people dying because of taking a popular appetite suppressant that caused major health issues. However, there are indeed safe and practical alternatives to these dangerous hunger control supplements.

Fibers

Do you know that there are several types of foods which are rich in fiber? If you eat such foods frequently, suppressing your appetite and getting rid of hunger would be as easy as pie for you, since fiber keeps you full for a long time. Besides, fiber-rich foods also keep you from gaining weight by maintaining your normal blood sugar level. One such food is the good old apple.

Yet another fiber-rich food is legumes and nuts. Whenever I feel hungry, I often eat grams, black beans, peas, soybeans, groundnuts, etc., of course in raw forms. They are not only a good and easy way to keep hunger away for a considerable period of time but also helpful in weight loss, since they too are rich in protein content just like eggs.

Hoodia Gordonii

What is the best appetite suppressant on the market today?\’ This is a question that millions of us ask ourselves every day. The best appetite suppressants are ones that contain natural antioxidants. Don\’t settle for less when your health depends on the results.

Right now, one of the most trusted herbal appetite suppressants is the supplement made from Hoodia. Not only is it able to prevent you from binge eating because of its appetite reduction mechanism, it also makes you feel full. When taken properly, hunger control is possible, and your weight loss goals can be achieved with less pain.

A natural appetite suppressant without any bad side effects is what every dieter hopes for. This is a way to control your appetite without having to resort to drugs. It is possible for you to use hoodia while on a calorie controlled diet. It is always advisable to drink plenty of fresh water and to exercise regularly. Strong appetite suppressants are formulated to suppress the appetite while increasing an individual\’s metabolism helping to burn more calories.

So appetite suppressants are currently the most effective diet remedies to prevent you gaining weight again. Some appetite suppressants are addictive, and their effect tends to wear off if used over an extended time, such that people need to take larger doses to produce the same result, which in turn increases the risk of addiction, which in turn increases other risks.

Most natural appetite suppressants are usually considered safer, although it is important to remember that the overuse of even the most natural, unprocessed product can still have serious side effects.

Exercise

Exercise can also help you control your appetite and weight, and it has a number of other positive health effects. Exercise and eating the right foods are instrumental as well, but if you are hungry all of the time you will likely eat more than you should.

To get the best weight loss results this medication is used in combination with a well planned diet and exercise to reduce weight. Never have there been so numerous weight loss remedies and appetite suppressants available and these tablets are employed for the short-term management of weight collectively with suitable diet and physical exercise.

Even so, to maximize the impact they could have, exercise, a healthy diet and not pigging out on your preferred foods can go a long way in bolstering the effects of taking them. When used in conjunction with a sensible diet and exercise program, it can help you lose weight more quickly.

When it comes to losing weight, it is easier said than it is to do… If you think thin and take on that very positive attitude prior to your weight loss efforts, you will have won half the battle.

Natural appetite suppressants assist in the fight against obesity by jump starting sustained attempts to alter unhealthy eating habits. As a result, you get a cleansed, lean, energetic, and healthy body. Find out more about howLearn To Control Hunger
Paul Rodgers specializes in marketing natural health and beauty products about

weight loss diet: weight loss

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Teachers fight for pre-k and prep time

Updated: Monday, 22 Nov 2010, 10:59 PM CST
Published : Monday, 22 Nov 2010, 10:52 PM CST

AUSTIN (KXAN) - There was not a drop of rain outside, but dozens of Austin school teachers opened their umbrellas outside the Austin school board meeting Monday night.

"If there is a rainy day fund it's time to use it," said Carole San Miguel, a tenth grade teacher at LBJ High School.

She is part of the local teachers' union Education Austin. Members of the group rallied together on two issues where they see no room for compromise - full day pre-k funding and teacher planning periods.

The superintendent is suggesting cutting two planning times down to one as the district tries to figure out how to shave between $32 to $60 million off the 2011-2012 budget.

?"Without enough time to plan properly you can't teach properly," said Steven Wallach, who teaches several subjects at Travis High School including World Geography and U.S History.

Co-President of Education Austin, Rae Nwosu, said teachers would have to take on more students which means less teachers would be needed. That is where the cost savings comes in.

"They're depending on teachers to put in time for no pay to make their schedule and make their set of priorities work and I think it's despicable," said Wallach.

Pre-kindergarten teachers are fighting to keep the full day program from dwindling down to half a day.

"It's not just protecting our jobs, it's protecting our children," said Erika Avenivas who teaches at Lucy Read Pre-K Demonstration School.

Federal funding that cover half of the pre-k day runs out at the end of the year. The superintendent has not said that the program will be cut, but it is still a mystery where the money will come from to keep it going.

Teachers hope the board takes it off the table.

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Start a business opportunity for home

best Internet home business opportunity is no longer a single opportunity but for many online entrepreneurs now means that the best combination of online and leader opportunities all running at the same time. The perfect work at home business opportunity is for everyone else.

You are one of the people who dislike their current job and want something new, different, and without their skills and experience the benefit of another person, a work-at-home business opportunity is right for you. A major advantage of the beginning of a real business opportunity stay at home is that you can earn passive income.

From a successful work from home business opportunity can be a lucrative financial opportunity if approached correctly. You could start with some time to do some research. StartHome-based business> on the Internet is an ally of the persistent. From a free stay at home business online do not have to spend thousands of dollars on learning materials.

If you own start an online business of your things for you in business. They know they have a good start you need to find what you are going. There are literally thousands of things thatyou can do to make your own online business. He wants to leave the rat race today follow the example of these self-made millionaires with their online home based business?

Profitability is very high when you choose a company with a proven honest. The longer a company has been around, the more you'll find it. The next step in your quest to find a principal activity of largePossibility is the company's products with the compensation plan / marketing coupled deals. Just make sure that companies have a product or service, new or re-organize the people. Finding a company that has a management team to help mentor you advice and training materials.

The Internet Home Business Opportunity is where you find financial freedom. Unlike many corporate environments, business opportunities at home is a happyFUN and businesses. All you need to succeed with this opportunity to work from home business is a time commitment of 2-3 hours per day limit.

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Friday, November 26, 2010

Good Home Based Business Ideas for a strong economy

Since the unemployment rate rising and continue to fight against the economy, many individuals are seeking employment home based business ideas and self-determination. The truth is that everyone can and as his boss, but the problem is to choose the work that is done and the home based business opportunities are right for you.

When you start a Home Based Business, the first thing you want is what you choose something that you would actually do. With with your interest or hobby, you better at what you do and love doing it. Have you ever thought that actually make working fun! Now you can be when you choose the right design.

The second thing you must do what is "important business is to work on your house. If you have a few hours a week for working only one, then select a business that requires only that the work of data entry and paid online surveys are great> Business Ideas for this time. However, if you have more time then Affiliate marketing can be a good choice.

You need to think about the business, the investment-based computer, you must do the beginning of your home. These investments can range from a few dollars to thousands, depending on the business of your choice.

If computer work is not for you, then there are many home based business that does not require a computer. AHome care, catering, cleaning and much more. Of course, you will probably have to use the computer for a few days your business, but not all.

There are hundreds of things you can do. The most important thing is to take time, and select what you have success with. Once again, something I like to do to increase your success rate unbelievable.

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A company without your full-time job

Starting a business in a bad economy makes a very smart move. It provides a backup option and can be used as a strong cash generator. For example, the small home business or internet business is easy to install and requires minimum capital.

There are many benefits to work full time and running a business. A regular job offers services for families and the business side allows you to achieve your dreams and to maximize taxDeductions and earn extra income.

There is a wealth of information available on the Internet bookstores and libraries, corporate guidelines for creating a. But before directly, it is always good to chalk a plan of time and effort you are willing to invest in business and management.

Analyze your time available

Within a week there are 168 hours. Of these, sleeping, eating, personal care, time with family andsocial life would take about 94 hours. If 40-50 hours per week, working regular 5 days, it would be a surplus of 30 + hours and on weekends to work on your business. But planning is essential, because you do not want to overdrive a job, the job is fun to go.

Choose the Right Business

The important next step is to ensure the availability to choose the right moment of business based on your passions and skills. A business is a good site that does not Compromising your regular job, family and social responsibilities, but you can realize your dreams of financial soundness.

Plan the structure

After identifying the type of activity that interests you, take a graphic work or workflow of the company. Here you will find all the help and resources needed to launch and run the company. Listening to "spread the word" your goals on the Internet from family and friends about your products and services> The company has to offer.

Use Internet

There are two ways to run your business "online" and "offline." Traditional offline companies have centuries where the focus is to expand in the business by word of mouth. The power of the World Wide Web is well known to one and all. It has the ability, all of the known physical and geographic boundaries to connect people around the world.

E 'online businesses, the benefits are manyin marketing their products online and the convenience of working from home after work full time. Harness the power to reach your online business prospects and customers and expand your business globally.

It 'important, companies are your expectations to a realistic level when you start a. Being on the ground and under the rules of business, you can progress inevitable. The Journeyyou and your mind on the implementation of an enterprise as a whole is the best investment you can make ready. Makes it strong enough to survive any kind of activity and is not afraid of the fluctuations in the labor market.

Get a big lead and run your business!

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